--- title: 3 reasons why golfers should buy a specialist golf insurance policy: description: Why should golfers consider buying specialist golf insurance? Rubber-ring golf insurance provide comprehensive cover... image: https://blog.playmore.golf/hubfs/PMG_RubberRing_BlogHeader.jpg --- ![Asset 2](https://blog.playmore.golf/hs-fs/hubfs/Asset%202.png?width=201&height=100&name=Asset%202.png "Asset 2") ![Asset 2](https://blog.playmore.golf/hs-fs/hubfs/Asset%202.png?width=201&height=100&name=Asset%202.png "Asset 2") [![Join Today](https://no-cache.hubspot.com/cta/default/5162497/55244b55-156d-4453-b8d1-a3a9c3fb98c6.png)](https://cta-redirect.hubspot.com/cta/redirect/5162497/55244b55-156d-4453-b8d1-a3a9c3fb98c6) ![hero-img1-new](https://blog.playmore.golf/hs-fs/hubfs/hero-img1-new.png?width=1810&name=hero-img1-new.png "hero-img1-new") - [**](https://www.facebook.com/sharer/sharer.php?u=https://blog.playmore.golf/golfers/3-reasons-why-golfers-should-buy-a-specialist-golf-insurance-policy&title=3%20reasons%20why%20golfers%20should%20buy%20a%20specialist%20golf%20insurance%20policy:&description=Why%20should%20golfers%20consider%20buying%20specialist%20golf%20insurance?%20Rubber-ring%20golf%20insurance%20provide%20comprehensive%20cover...) - [**](https://twitter.com/intent/tweet?source=https://blog.playmore.golf/golfers/3-reasons-why-golfers-should-buy-a-specialist-golf-insurance-policy&text=3%20reasons%20why%20golfers%20should%20buy%20a%20specialist%20golf%20insurance%20policy:%20-%20https://blog.playmore.golf/golfers/3-reasons-why-golfers-should-buy-a-specialist-golf-insurance-policy) - [**](http://www.linkedin.com/shareArticle?mini=true&url=https://blog.playmore.golf/golfers/3-reasons-why-golfers-should-buy-a-specialist-golf-insurance-policy&title=3%20reasons%20why%20golfers%20should%20buy%20a%20specialist%20golf%20insurance%20policy:&summary=Why%20should%20golfers%20consider%20buying%20specialist%20golf%20insurance?%20Rubber-ring%20golf%20insurance%20provide%20comprehensive%20cover...) - [**](https://plus.google.com/share?url=https://blog.playmore.golf/golfers/3-reasons-why-golfers-should-buy-a-specialist-golf-insurance-policy) 04 April 2024 Thursday ## 3 reasons why golfers should buy a specialist golf insurance policy: By [PlayMoreGolf](https://blog.playmore.golf/golfers/author/playmoregolf) In: [Blog](https://blog.playmore.golf/golfers/tag/blog) **0** Comments   ### Limitations of home insurance While some golfers may rely on their home insurance to cover their golf equipment, it's important to note that this coverage typically extends only to items kept at home. Golfers often carry expensive equipment with them to the course, and if these items are lost, stolen, or damaged while away from home, they may not be covered by standard home insurance policies. Even if coverage does apply, it's common for home insurance policies to have high excess (the amount you must pay towards any claim) and single-article limits (the maximum amount the insurer will pay for a single item). Additionally, making a claim on home insurance for golf equipment could lead to increased renewal premiums. Therefore, [a specialist](https://www.playmore.golf/golf-insurance/?hsLang=en-gb) golf insurance policy can offer broader coverage specifically tailored to the needs of golfers, providing peace of mind both on and off the course. ### Liability coverage Accidents can happen on the golf course, and if a golfer injures someone else or damages their property, the financial liability can be significant. A stray golf ball hitting a bystander or a mishap with a golf buggy could result in legal claims for compensation. Without adequate insurance coverage, golfers could face substantial financial repercussions, including legal fees and compensation payouts. A specialist golf insurance policy typically includes liability coverage to protect golfers in such situations, helping to mitigate the potentially catastrophic financial consequences of accidental injury or property damage. ### Comprehensive cover of golf-related expensive Beyond equipment and liability coverage, a specialist golf insurance policy can offer additional benefits tailored to the needs of golfers. For instance, it may cover lost membership fees if a golfer is unable to play due to injury or illness, reimburse tournament fees if a golfer is forced to withdraw for medical reasons, and provide coverage for medical or dental bills resulting from injuries sustained while playing golf. These provisions ensure that golfers are not only protected financially in the event of accidents or injuries but also receive support for various expenses associated with their golfing activities. This comprehensive coverage can provide invaluable support, allowing golfers to focus on their game with confidence, knowing that they are adequately protected against potential risks and losses. In summary, while home insurance may offer some limited coverage for golf equipment, it's often insufficient to address the diverse risks and needs of golfers. A specialist golf insurance policy provides tailored coverage, addressing the unique risks faced by golfers both on and off the course, including equipment damage, liability claims, and other golf-related expenses. By investing in a dedicated golf insurance policy, UK golfers can enjoy greater peace of mind and financial protection, allowing them to pursue their passion for the sport with confidence. ### Rubber Ring golf insurance PlayMoreGolf has partnered with Rubber Ring; a new generation of golf insurance born from a wealth of experience in the sports insurance market. With golf insurance starting from just £29.99/year for £2,500 worth of golf equipment cover (with £5million Golfer’s liability cover included) any amateur golfer serious about their game should be looking at a Rubber Ring policy to protect themselves and their money from unforeseen events on and off the golf course. Learn more at [www.rubber-ring.co.uk](https://rubber-ring.co.uk/products/playmoregolf-golf-insurance?utm_campaign=pmgtop3blog) **Tags:** [Blog](https://blog.playmore.golf/golfers/tag/blog) Share: - [**](https://www.facebook.com/sharer/sharer.php?u=https://blog.playmore.golf/golfers/3-reasons-why-golfers-should-buy-a-specialist-golf-insurance-policy&title=3%20reasons%20why%20golfers%20should%20buy%20a%20specialist%20golf%20insurance%20policy:&description=Why%20should%20golfers%20consider%20buying%20specialist%20golf%20insurance?%20Rubber-ring%20golf%20insurance%20provide%20comprehensive%20cover...) - [**](https://twitter.com/intent/tweet?source=https://blog.playmore.golf/golfers/3-reasons-why-golfers-should-buy-a-specialist-golf-insurance-policy&text=3%20reasons%20why%20golfers%20should%20buy%20a%20specialist%20golf%20insurance%20policy:%20-%20https://blog.playmore.golf/golfers/3-reasons-why-golfers-should-buy-a-specialist-golf-insurance-policy) - [**](http://www.linkedin.com/shareArticle?mini=true&url=https://blog.playmore.golf/golfers/3-reasons-why-golfers-should-buy-a-specialist-golf-insurance-policy&title=3%20reasons%20why%20golfers%20should%20buy%20a%20specialist%20golf%20insurance%20policy:&summary=Why%20should%20golfers%20consider%20buying%20specialist%20golf%20insurance?%20Rubber-ring%20golf%20insurance%20provide%20comprehensive%20cover...) - [**](https://plus.google.com/share?url=https://blog.playmore.golf/golfers/3-reasons-why-golfers-should-buy-a-specialist-golf-insurance-policy) ### Written by [PlayMoreGolf](https://blog.playmore.golf/golfers/author/playmoregolf) PREVIOUS POST [** Play More Golf Price Increase 2023 Explained ](https://blog.playmore.golf/golfers/play-more-golf-price-increase-0?hsLang=en-gb) [![](https://cdn2.hubspot.net/hubfs/5152923/Creative_Theme/image/chevron.png) ](https://blog.playmore.golf/golfers?hsLang=en-gb) Next Post [TEST **](https://blog.playmore.golf/golfers/test?hsLang=en-gb) ## Leave a Reply [Content Title](https://blog.playmore.golf/golfers/3-reasons-why-golfers-should-buy-a-specialist-golf-insurance-policy#) Description ### Subscribe To Get Inspiration ### Search form ### Categories - [flexible membership (22)](https://blog.playmore.golf/golfers/tag/flexible-membership) - [Blog (18)](https://blog.playmore.golf/golfers/tag/blog) - [golf (16)](https://blog.playmore.golf/golfers/tag/golf) - [flexible membership golf (12)](https://blog.playmore.golf/golfers/tag/flexible-membership-golf) - [flexible golf (11)](https://blog.playmore.golf/golfers/tag/flexible-golf) - [flexible golf membership (8)](https://blog.playmore.golf/golfers/tag/flexible-golf-membership) - [play more golf (8)](https://blog.playmore.golf/golfers/tag/play-more-golf) - [playmoregolf (6)](https://blog.playmore.golf/golfers/tag/playmoregolf) - [winter golf (6)](https://blog.playmore.golf/golfers/tag/winter-golf) - [family golf (5)](https://blog.playmore.golf/golfers/tag/family-golf) - [new year golf (5)](https://blog.playmore.golf/golfers/tag/new-year-golf) - [new year's resolutions (5)](https://blog.playmore.golf/golfers/tag/new-years-resolutions) - [playmoregolf membership (5)](https://blog.playmore.golf/golfers/tag/playmoregolf-membership) - [Golf Predictions (4)](https://blog.playmore.golf/golfers/tag/golf-predictions) - [golf in autumn (4)](https://blog.playmore.golf/golfers/tag/golf-in-autumn) - [2019 golf (3)](https://blog.playmore.golf/golfers/tag/2019-golf) - [play golf in winter (3)](https://blog.playmore.golf/golfers/tag/play-golf-in-winter) - [Ryder Cup (2)](https://blog.playmore.golf/golfers/tag/ryder-cup) - [Winter Golf Hacks (2)](https://blog.playmore.golf/golfers/tag/winter-golf-hacks) - [activities for families (2)](https://blog.playmore.golf/golfers/tag/activities-for-families) - [christmas golf gifts (2)](https://blog.playmore.golf/golfers/tag/christmas-golf-gifts) - [engage in golf (2)](https://blog.playmore.golf/golfers/tag/engage-in-golf) - [golf clubs (2)](https://blog.playmore.golf/golfers/tag/golf-clubs) - [golf course (2)](https://blog.playmore.golf/golfers/tag/golf-course) - [golf course maintenance (2)](https://blog.playmore.golf/golfers/tag/golf-course-maintenance) - [golf for kids (2)](https://blog.playmore.golf/golfers/tag/golf-for-kids) - [golf in the wind (2)](https://blog.playmore.golf/golfers/tag/golf-in-the-wind) - [golf lessons (2)](https://blog.playmore.golf/golfers/tag/golf-lessons) - [golf membership subs (2)](https://blog.playmore.golf/golfers/tag/golf-membership-subs) - [golf tips (2)](https://blog.playmore.golf/golfers/tag/golf-tips) - [golfing in winter (2)](https://blog.playmore.golf/golfers/tag/golfing-in-winter) - [membership subs (2)](https://blog.playmore.golf/golfers/tag/membership-subs) - [things to do with family (2)](https://blog.playmore.golf/golfers/tag/things-to-do-with-family) - [Golf disability (1)](https://blog.playmore.golf/golfers/tag/golf-disability) - [Ryder Cup 2021 (1)](https://blog.playmore.golf/golfers/tag/ryder-cup-2021) - [Team Europe (1)](https://blog.playmore.golf/golfers/tag/team-europe) - [Team USA (1)](https://blog.playmore.golf/golfers/tag/team-usa) - [anxiety (1)](https://blog.playmore.golf/golfers/tag/anxiety) - [beat the price increase (1)](https://blog.playmore.golf/golfers/tag/beat-the-price-increase) - [beginners golf tips (1)](https://blog.playmore.golf/golfers/tag/beginners-golf-tips) - [buy golf lessons children (1)](https://blog.playmore.golf/golfers/tag/buy-golf-lessons-children) - [children golf (1)](https://blog.playmore.golf/golfers/tag/children-golf) - [childrens golf lessons (1)](https://blog.playmore.golf/golfers/tag/childrens-golf-lessons) - [christmas gifts for men (1)](https://blog.playmore.golf/golfers/tag/christmas-gifts-for-men) - [family day out golf (1)](https://blog.playmore.golf/golfers/tag/family-day-out-golf) - [family golfing trips (1)](https://blog.playmore.golf/golfers/tag/family-golfing-trips) - [female golf participation (1)](https://blog.playmore.golf/golfers/tag/female-golf-participation) - [gifts for men (1)](https://blog.playmore.golf/golfers/tag/gifts-for-men) - [golf getaway (1)](https://blog.playmore.golf/golfers/tag/golf-getaway) - [golf gifts (1)](https://blog.playmore.golf/golfers/tag/golf-gifts) - [golf holiday (1)](https://blog.playmore.golf/golfers/tag/golf-holiday) - [golf resolutions (1)](https://blog.playmore.golf/golfers/tag/golf-resolutions) - [golf shot accuracy (1)](https://blog.playmore.golf/golfers/tag/golf-shot-accuracy) - [golf trends (1)](https://blog.playmore.golf/golfers/tag/golf-trends) - [golf vouchers (1)](https://blog.playmore.golf/golfers/tag/golf-vouchers) - [golfing for mental health (1)](https://blog.playmore.golf/golfers/tag/golfing-for-mental-health) - [hole in one (1)](https://blog.playmore.golf/golfers/tag/hole-in-one) - [improve mental health (1)](https://blog.playmore.golf/golfers/tag/improve-mental-health) - [kids golf lessons (1)](https://blog.playmore.golf/golfers/tag/kids-golf-lessons) - [ladies golf gifts (1)](https://blog.playmore.golf/golfers/tag/ladies-golf-gifts) - [make golf a game for kids (1)](https://blog.playmore.golf/golfers/tag/make-golf-a-game-for-kids) - [mens mental health (1)](https://blog.playmore.golf/golfers/tag/mens-mental-health) - [reduce stress with sports (1)](https://blog.playmore.golf/golfers/tag/reduce-stress-with-sports) - [staycation (1)](https://blog.playmore.golf/golfers/tag/staycation) - [stress management (1)](https://blog.playmore.golf/golfers/tag/stress-management) - [stress reduce golf (1)](https://blog.playmore.golf/golfers/tag/stress-reduce-golf) - [whs (1)](https://blog.playmore.golf/golfers/tag/whs) - [womens golf (1)](https://blog.playmore.golf/golfers/tag/womens-golf) - [world handicap system (1)](https://blog.playmore.golf/golfers/tag/world-handicap-system) [See all](https://blog.playmore.golf/golfers/3-reasons-why-golfers-should-buy-a-specialist-golf-insurance-policy#) ### Popular Post [ The Social Benefits of Playing Golf ](https://blog.playmore.golf/golfers/blog/the-social-benefits-of-playing-golf?hsLang=en-gb) [BSSty3admin](https://blog.playmore.golf/golfers/author/bssty3admin) - May 9, 2018 [ What Are The Benefits of Owning a Flexible Golf Membership? ](https://blog.playmore.golf/golfers/the-benefits-of-owning-a-flexible-golf-membership?hsLang=en-gb) [Emma Rowlands](https://blog.playmore.golf/golfers/author/emma-rowlands) - Jun 6, 2019 [ The top 5 golf documentaries to watch in 2022 ](https://blog.playmore.golf/golfers/the-top-5-golf-documentaries-to-watch-in-2022?hsLang=en-gb) [Stephen Page](https://blog.playmore.golf/golfers/author/stephen-page) - Oct 24, 2022 [ Ones To Watch, The Up and Coming British Golfers. ](https://blog.playmore.golf/golfers/ones-to-watch-the-up-and-coming-british-golfers?hsLang=en-gb) [Jordan Sullivan](https://blog.playmore.golf/golfers/author/jordan-sullivan) - Jul 26, 2022 [ The Flexible Golf Membership – Everything You Need to Know ](https://blog.playmore.golf/golfers/the-flexible-golf-membership-everything-you-need-to-know?hsLang=en-gb) [Michaela Grossi](https://blog.playmore.golf/golfers/author/michaela-grossi) - Aug 13, 2020 ### Recent Posts [ Paying Monthly with Premium Credit: What You Need to Know ](https://blog.playmore.golf/golfers/paying-monthly-with-premium-credit-what-you-need-to-know?hsLang=en-gb) [Jessica Burke](https://blog.playmore.golf/golfers/author/jessica-burke) Feb 16, 2026 [ How Quick9 and PlayMoreGolf Are Making It Easier to Play More Golf ](https://blog.playmore.golf/golfers/how-quick9-and-playmoregolf-are-making-it-easier-to-play-more-golf?hsLang=en-gb) [Tom James](https://blog.playmore.golf/golfers/author/tom-james) Apr 29, 2025 [ TEST ](https://blog.playmore.golf/golfers/test?hsLang=en-gb) [PlayMoreGolf](https://blog.playmore.golf/golfers/author/playmoregolf) Mar 19, 2025 [ 3 reasons why golfers should buy a specialist golf insurance policy: ](https://blog.playmore.golf/golfers/3-reasons-why-golfers-should-buy-a-specialist-golf-insurance-policy) [PlayMoreGolf](https://blog.playmore.golf/golfers/author/playmoregolf) Apr 4, 2024 [ Play More Golf Price Increase 2023 Explained ](https://blog.playmore.golf/golfers/play-more-golf-price-increase-0?hsLang=en-gb) [Jordan Sullivan](https://blog.playmore.golf/golfers/author/jordan-sullivan) Feb 22, 2023 ## Related Post - [**](https://www.facebook.com/sharer/sharer.php?u=https://blog.playmore.golf/golfers/blog/10-reasons-to-join-playmoregolf-ithis-autumn-0&title=10%20Reasons%20to%20Join%20PlayMoreGolf%20this%20Autumn&description=10%20Reasons%20to%20Join%20PlayMoreGolf%20this%20Autumn) - [**](https://twitter.com/intent/tweet?source=https://blog.playmore.golf/golfers/blog/10-reasons-to-join-playmoregolf-ithis-autumn-0&text=10%20Reasons%20to%20Join%20PlayMoreGolf%20this%20Autumn%20-%20https://blog.playmore.golf/golfers/blog/10-reasons-to-join-playmoregolf-ithis-autumn-0) - [**](http://www.linkedin.com/shareArticle?mini=true&url=https://blog.playmore.golf/golfers/blog/10-reasons-to-join-playmoregolf-ithis-autumn-0&title=10%20Reasons%20to%20Join%20PlayMoreGolf%20this%20Autumn&summary=10%20Reasons%20to%20Join%20PlayMoreGolf%20this%20Autumn) - [**](https://plus.google.com/share?url=https://blog.playmore.golf/golfers/blog/10-reasons-to-join-playmoregolf-ithis-autumn-0) ## [10 Reasons to Join PlayMoreGolf this Autumn](https://blog.playmore.golf/golfers/blog/10-reasons-to-join-playmoregolf-ithis-autumn-0?hsLang=en-gb) Autumn is very nearly here, there’s no stopping it. Before you know it the leaves on the trees will start changing from green to golden and we will be seeing Christmas gifts in the shops. And while many may feel that the change in weather stops you from hitting the fairways and enjoying your golf, we want to look at why as an avid golfer who wants to get the best value for money without compromising your game, why purchasing a PlayMoreGolf membership anytime of the year is still a great option. We look at ten reason why you should look at starting your membership this autumn. By [Stephen Page](https://blog.playmore.golf/golfers/author/stephen-page) In: [Blog](https://blog.playmore.golf/golfers/tag/blog) [**](https://blog.playmore.golf/golfers/blog/10-reasons-to-join-playmoregolf-ithis-autumn-0?hsLang=en-gb) - [**](https://www.facebook.com/sharer/sharer.php?u=https://blog.playmore.golf/golfers/blog/10-reasons-to-be-a-playmoregolf-member&title=10%20Reasons%20Why%20PlayMoreGolf%20Offers%20the%20best%20golf%20membership%20deals&description=10%20Reasons%20To%20Be%20A%20PlayMoreGolf%20Member) - [**](https://twitter.com/intent/tweet?source=https://blog.playmore.golf/golfers/blog/10-reasons-to-be-a-playmoregolf-member&text=10%20Reasons%20Why%20PlayMoreGolf%20Offers%20the%20best%20golf%20membership%20deals%20-%20https://blog.playmore.golf/golfers/blog/10-reasons-to-be-a-playmoregolf-member) - [**](http://www.linkedin.com/shareArticle?mini=true&url=https://blog.playmore.golf/golfers/blog/10-reasons-to-be-a-playmoregolf-member&title=10%20Reasons%20Why%20PlayMoreGolf%20Offers%20the%20best%20golf%20membership%20deals&summary=10%20Reasons%20To%20Be%20A%20PlayMoreGolf%20Member) - [**](https://plus.google.com/share?url=https://blog.playmore.golf/golfers/blog/10-reasons-to-be-a-playmoregolf-member) ## [10 Reasons Why PlayMoreGolf Offers the best golf membership deals](https://blog.playmore.golf/golfers/blog/10-reasons-to-be-a-playmoregolf-member?hsLang=en-gb)    The team at PlayMoreGolf is often asked many of the same questions by golfers looking to become a member: *Will I still be able to play in competitions?* *What will happen if I can’t use all my points?* *Will I need to pay an additional green fee?* By [Michaela Grossi](https://blog.playmore.golf/golfers/author/michaela-grossi) In: [Blog](https://blog.playmore.golf/golfers/tag/blog) [**](https://blog.playmore.golf/golfers/blog/10-reasons-to-be-a-playmoregolf-member?hsLang=en-gb) - [**](https://www.facebook.com/sharer/sharer.php?u=https://blog.playmore.golf/golfers/blog/how-can-golf-reduce-stress-and-improve-mental-health&title=How%20Can%20Golf%20Reduce%20Stress%20and%20Improve%20Mental%20Health?&description=How%20Can%20Golf%20Reduce%20Stress%20and%20Improve%20Mental%20Health) - [**](https://twitter.com/intent/tweet?source=https://blog.playmore.golf/golfers/blog/how-can-golf-reduce-stress-and-improve-mental-health&text=How%20Can%20Golf%20Reduce%20Stress%20and%20Improve%20Mental%20Health?%20-%20https://blog.playmore.golf/golfers/blog/how-can-golf-reduce-stress-and-improve-mental-health) - [**](http://www.linkedin.com/shareArticle?mini=true&url=https://blog.playmore.golf/golfers/blog/how-can-golf-reduce-stress-and-improve-mental-health&title=How%20Can%20Golf%20Reduce%20Stress%20and%20Improve%20Mental%20Health?&summary=How%20Can%20Golf%20Reduce%20Stress%20and%20Improve%20Mental%20Health) - [**](https://plus.google.com/share?url=https://blog.playmore.golf/golfers/blog/how-can-golf-reduce-stress-and-improve-mental-health) ## [How Can Golf Reduce Stress and Improve Mental Health?](https://blog.playmore.golf/golfers/blog/how-can-golf-reduce-stress-and-improve-mental-health?hsLang=en-gb)   By [Emma Rowlands](https://blog.playmore.golf/golfers/author/emma-rowlands) In: [Blog](https://blog.playmore.golf/golfers/tag/blog) [**](https://blog.playmore.golf/golfers/blog/how-can-golf-reduce-stress-and-improve-mental-health?hsLang=en-gb) ## Want To PlayMoreGolf... Want to find out more information on our flexible golf memberships? [![Contact Us](https://no-cache.hubspot.com/cta/default/5162497/05038dc4-3876-415a-a55b-8d085f1a4073.png)](https://cta-redirect.hubspot.com/cta/redirect/5162497/05038dc4-3876-415a-a55b-8d085f1a4073) Join Our Community ## subscribe today ![ball-competition-cup-54123](https://blog.playmore.golf/hs-fs/hubfs/ball-competition-cup-54123.jpeg?width=4000&name=ball-competition-cup-54123.jpeg "ball-competition-cup-54123") ![Asset 2](https://blog.playmore.golf/hs-fs/hubfs/Asset%202.png?width=542&name=Asset%202.png "Asset 2") ## Helpful Links Copyright 2025 PlayMoreGolf.